About Bill Kill

Bill Kill is a licensed fintech startup helping users turn everyday bills into valuable rewards.
Our platform makes it easy to pay invoices using reward-earning credit cards, unlocking more value from regular expenses. We launched in Norway in March 2020 and have doubled our revenue every year since. In 2024-just four years after launch-we reached profitability, a rare and significant milestone in the fintech world.

Bill Kill is a licensed fintech startup helping users turn everyday bills into valuable rewards.
Our platform makes it easy to pay invoices using reward-earning
credit cards, unlocking more value from regular expenses.

We launched in Norway in March 2020 and have doubled our revenue every year since. In 2024-just four years after launch-we reached profitability,
a rare and significant milestone in the fintech world.

Our Story

Bill Kill was founded in 2017 by Sonni Christine Jakobsen (CEO), Stian Strandem (CTO), and Erik Vasaasen, three fellow students at the University of Oslo -with a bold mission: to make fixed costs work harder for consumers.
In 2018, Andreas Limoli joined the founding team as Lead Developer, strengthening the technical core of the company.

We’ve been a fully licensed financial institution since 2019, approved by the Norwegian Financial Supervisory Authority (Finanstilsynet).
Today, our founding team remains actively involved in daily operations, staying true to our startup spirit while scaling our impact.

Board & Team

Bill Kill is supported by a board of five experienced professionals, each bringing valuable expertise from a range of industries. Our Chairman, Lars Henrik Krogh, is a seasoned entrepreneur who successfully exited a previous venture in 2022 and has worked closely with our CEO since that time. Co-founder Erik Vasaasen also serves on the board, offering deep technical and product insight from the company’s inception.

Our team consists of eight dedicated professionals who are not only highly skilled but also active users of the product they help develop. Together, we are committed to building smarter financial tools that deliver real value to our users.

Key Milestones

- Launched in Norway in March 2020

- Reached profitability in 2024

- Expanded to Sweden in 2025, with strong early growth

- Over NOK 1.7 billion processed since launch

- More than NOK 100 million handled every month

- 25,000+ monthly transactions

- 31,000+ registered invoice issuers in database

Ownership

Bill Kill was founded in 2017 by Sonni Christine Jakobsen (CEO), Stian Strandem (CTO), and Erik Vasaasen, three fellow students at the University of Oslo -with a bold mission: to make fixed costs work harder for consumers.
In 2018, Andreas Limoli joined the founding team as Lead Developer, strengthening the technical core of the company.

We’ve been a fully licensed financial institution since 2019, approved by the Norwegian Financial Supervisory Authority (Finanstilsynet).
Today, our founding team remains actively involved in daily operations, staying true to our startup spirit while scaling our impact.

What’s Next

Following a successful launch in Sweden and strong early traction, we’re now focused on scaling rapidly into additional markets across the region and beyond. Our proven model is unlocking new opportunities for consumers to maximize their financial benefits, and we’re just getting started.

With ongoing product innovation, expanding partnerships, and a growing user base, Bill Kill is poised for an exciting next chapter. Stay tuned—our journey to transform how people manage their bills and rewards is only beginning.

The Founders

About
Bill Kill

OM Bill Kill

Bill Kill är ett norskt fintech-startup med betalningstillstånd. Våra användare kan förvandla vardagsutgifter till något mer – till exempel kortförmåner, upplevelser och minnen som varar.

Vi lanserade i Norge i mars 2020 och har sedan dess fördubblat våra intäkter varje år. År 2024 nådde vi lönsamhet, bara fyra år efter lansering – en milstolpe som är ovanlig inom fintech-branschen. I januari 2025 lanserade vi i Sverige.

Vår historia

Bill Kill grundades 2017 av Sonni Christine Jakobsen (CEO), Stian Strandem (CTO) och Erik Vasaasen, tre studiekamrater från Universitetet i Oslo med en tydlig ambition att göra vardagsekonomi enklare och mer fördelaktig för konsumenter.

Samma år anslöt Andreas Limoli som Lead Developer och stärkte den tekniska plattform som fortfarande ligger till grund för tjänsten.

Sedan 2019 är vi ett licensierat betalningsinstitut under tillsyn av Finanstilsynet.
Hela grundarteamet är fortfarande aktivt i den dagliga verksamheten.

Styrelse och team

Bill Kill har en styrelse med fem ledamöter som bidrar med värdefull kompetens från olika branscher.

Styrelseordförande Lars Henrik Krogh är serieentreprenör och genomförde en framgångsrik exit 2022. Han arbetar nära vår CEO.

Medgrundaren Erik Vasaasen sitter också i styrelsen och bidrar med djup teknisk och produktmässig insikt.

Medgrundaren Stian Strandem är bolagets CTO och vårt team består av åtta specialister som både utvecklar och använder tjänsten själva. Vi delar ett gemensamt mål om att bygga en teknisk plattform som håller hög kvalitet, är compliant och säker, och som skapar verkligt värde för våra användare.

Viktiga milstolpar

• Lanserad i Norge i mars 2020

• Uppnådde lönsamhet 2024

• Lanserade i Sverige 2025

• Har hanterat över 2,3 miljarder NOK sedan lansering

• Över 135 miljoner NOK i betalningsvolym varje månad

• Cirka 30 000 månatliga transaktioner

• Över 38 000 registrerade, whitelistade
fakturautställare i vår databas

Ägarstruktur

Bill Kill är grundarlett och privat finansierat. Bolaget har aldrig tagit in riskkapital. Våra investerare är affärsänglar och grundarteamet äger fortfarande majoriteten av bolaget. Överskottet används till fortsatt tillväxt, produktutveckling och internationell expansion.

Vägen framåt

Efter en framgångsrik lansering i Sverige med god tillväxt i ett tidigt skede fokuserar vi nu på att skala tjänsten vidare till fler marknader i Europa.

Vår modell har visat sig ge användarna bättre utnyttjande av kortförmåner och ekonomiska fördelar i vardagen, och vi är bara i början av resan.

Med kontinuerlig produktutveckling, nya samarbeten och en växande användarbas går Bill Kill in i en spännande fas. Vår ambition är att ge alla möjlighet till flexibilitet, upplevelser och minnen i livet.

Möt våra grundare
De kreativa hjärnorna bakom vår framgång

Creative Minds

Behind Success

Linkedin Logo
CEO & Founder

Sonni Christine Jakobsen

Sonni Christine Jakobsen är grundare och CEO för Bill Kill AS. Med över 17 års erfarenhet inom bank, finans, kredit och teknik kombinerar hon gedigen branschkunskap med ett tydligt entreprenörskap. Hon har utbildning från Universitetet i Oslo inom psykologi, affärsutveckling och juridik.

Sedan lanseringen 2020 har Bill Kill fördubblat sina intäkter varje år, nått lönsamhet utan riskkapital och hanterat över 2,3 miljarder NOK i transaktioner. År 2025 lanserade bolaget i Sverige och upplevde snabb tillväxt.

Under hennes ledarskap fortsätter Bill Kill att stärka sin position och expandera sin närvaro, samtidigt som bolaget håller fast vid målet att bygga hållbar och användarorienterad fintech.

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Co-founder & Board Member
Tech & Security Consultant

Erik
VasaAsen

Erik Vasaasen är rådgivare och utvecklare inom informationssäkerhet och teknik med trettio års erfarenhet av programvaruutveckling, projektledning och säkerhetsarbete. Han har bred kompetens inom betalningstransaktioner, säker autentisering, identitets- och åtkomsthantering samt modern molnarkitektur. Han har dessutom utvecklat flera patent inom lösningar för säker användarautentisering.

Han är utbildad inom informatik, organisationspsykologi och statsvetenskap och har en bred akademisk bakgrund. Hans arbete spänner från att utforma säkerhetsramverk på PSD2-nivå och leda distribuerade utvecklingsteam till att stödja verksamheter genom SOC 2- och ISO 27001-revisioner samt utveckla skräddarsydda webbaserade lösningar.

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Co-founder & CTO

Stian
Strandem

Stian Mjelve Strandem är en erfaren teknikentreprenör med över tjugo års bakgrund inom utveckling och skräddarsydda IT-lösningar.

Stian är serieentreprenör och grundade sitt IT-bolag redan under studietiden. Som medgrundare och Chief Technology Officer i Bill Kill AS kombinerar han strategiskt tekniskt ledarskap med praktiskt utvecklingsarbete.

Stian har omfattande erfarenhet inom fullstack-utveckling och har hjälpt flera startups från idéfas till skalbara tekniska plattformar. Hans arbete kännetecknas av innovation, kvalitet och förmågan att bygga robusta tekniska lösningar.

About
Bill Kill

About Bill Kill

Bill Kill is a licensed fintech startup helping users turn everyday bills into valuable rewards. Our platform makes it easy to pay invoices using reward-earning credit cards, unlocking more value from regular expenses. We launched in Norway in March 2020 and have doubled our revenue every year since. In 2024-just four years after launch-we reached profitability, a rare and significant milestone in the fintech world.

Our story

Bill Kill was founded in 2017 by Sonni Christine Jakobsen (CEO), Stian Strandem (CTO), and Erik Vasaasen, three fellow students at the University of Oslo -with a bold mission: to make fixed costs work harder for consumers.
In 2017, Andreas Limoli joined the founding team as Lead Developer, strengthening the technical core of the company.

We’ve been a licensed financial institution since 2019, approved by the Norwegian Financial Supervisory Authority (Finanstilsynet).
Today, our founding team remains actively involved in daily operations, staying true to our startup spirit while scaling our impact.

Board & Team

Bill Kill is supported by a board of five professionals, each bringing valuable expertise from a range of industries. Our Chairman, Lars Henrik Krogh, is a seasoned entrepreneur who successfully exited a previous venture in 2022 and has worked closely with our CEO since that time. Co-founder Erik Vasaasen also serves on the board, offering deep technical and product insight from the company’s inception.

Our team consists of eight professionals who are not only highly skilled but also active users of the product they help develop. Together, we are committed to building smarter financial tools that deliver real value to our users.

Key Milestones

- Launched in Norway in March 2020

- Reached profitability in 2024

- Expanded to Sweden in 2025, with strong early growth

- Over 2 Billion NOK processed since launch

- More than NOK 135 million handled every month

- 30,000+ monthly transactions

- 38,000+ registered invoice issuers in database

Ownership


Bill Kill is 100% founder-led and privately funded. We’ve never raised venture capital. Our only investors are a select group of angel investors, with the founding team retaining majority ownership. Profits are reinvested into growth, product development, and international expansion.

What’s Next

Following a successful launch in Sweden and strong early traction, we’re now focused on scaling rapidly into additional markets across the region and beyond. Our proven model is unlocking new opportunities for consumers to maximize their financial benefits, and we’re just getting started.

With ongoing product innovation, expanding partnerships, and a growing user base, Bill Kill is poised for an exciting next chapter.
Our journey to transform how people manage their bills and rewards is only beginning. Stay tuned.

Meet Our Founders
The Creative Minds Behind Our Success

Creative Minds

Behind Success

Linkedin Logo
CEO & Founder

Sonni Christine Jakobsen

Sonni Christine Jakobsen is the founder and CEO of Bill Kill AS, a fintech company that rewards users for paying bills. With over 17 years of experience in banking, finance, credit, and tech, she brings deep industry knowledge and entrepreneurial drive. She holds degrees in psychology, business development, and law from the University of Oslo.

Since launching in 2020, Bill Kill has doubled its revenue annually, reached profitability without venture capital, and processed over NOK 1.7 billion in transactions. In 2025, the company expanded to Sweden with strong traction.

Under Sonni’s leadership, the company continues to grow its footprint while remaining committed to building sustainable, user-driven financial technology.

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Co-founder & Board Member Tech & Security Consultant

Erik
VasaAsen

Erik Vasaasen is a senior security advisor and technologist with 30 years of experience in software development, project leadership, and information security. He specializes in payment security, identity & access management, and cloud-native architecture, and has created several patents for strong-customer-authentication mechanisms.

Educated in computer science, organisational psychology, and political science, he has wide interests and works in multiple fields. His work ranges from designing PSD2-grade security frameworks and leading distributed engineering teams to guiding organisations through SOC 2 and ISO 27001 audits and developing custom web solutions.

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Co-founder & CTO

Stian
Strandem

Stian Mjelve Strandem is a seasoned Norwegian technology entrepreneur with over two decades of experience in developing and delivering bespoke IT solutions.

As the Co-founder and Chief Technology Officer (CTO) of Bill Kill AS. Stian's extensive experience encompasses both strategic leadership and hands-on technical execution. His expertise in full-stack development, combined with his ability to guide startups from concept to scalable platforms, underscores his commitment to innovation and excellence in the tech industry.

Kom igång med
Bill Kill nu!