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Bill Kill - P(l)ay your way to financial zen

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Relax, and let the BK-app do the work for you.

An app that motivates healthy behavior.

Bill Kill was created to make your financial life better and get the most out of your payment transactions. 

An average consumer spends over 60% of their monthly income on invoice payments. This is a large untapped resource of payment transactions, which you as a consumer can take advantage of. 

The vast majority of consumers own one or several credit cards. Many people use the credit card to buy things they don't need to earn the card benefits, and the consumer debt increases. Instead, use your credit card to pay for something you have to anyway; your invoices and earn all the credit benefits at the same time.

Bill Kill gives you the opportunity to use your favorite card and earn the points from well-known reward programs from e.g. American Express,  Mastercard, Visa and BK Zen on invoice payments. This way, you can achieve the card benefits much faster than what you normally do by online/store shopping. Bill Kill motivates users to pay their invoices by due date and users are look forward to the next opportunity to register payment transactions with their favorite card. 

ALWAYS pay your credit cards off in full every month. You can do that with a debit card in Bill Kill, and maintain your credit limit. Paying interest completely negates the benefits of points and miles. 

Responsible credit card use is good for your credit score. 

You will automatically get your eFaktura (einvoices) in the app after ID-registration. The road to SmartPay is easy and fun with Bill Kill.😎

Be smart, pay smart, be a Bill Kill'er 👇


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Bill Kill App - Smart, trustworthy and safe

Maximize the potential of your cards!

Pay invoices with your favorite card to benefit from rewards and bonuses, points, and financial flexibility by doing what you should do anyway; paying your invoices. Why should you not benefit from being financially smart?

Unexpected invoices?

Unexpected invoices are no problem when using Bill Kill. Extend payment periods with interest free days on your credit card and get more financial flexibility on your monthly expenses. Bill Kill lets you avoid small loans and expensive interests.

Better security

Credit cards are the safest way to pay and reduces the chance of being fraud. Credit cards add extra protection against fraud through the Financial Contracts Act and gives you a full overview of all completed transactions. If issues occur, you also have the option of contacting the card company to correct the error.

Collect all your invoices in one place

Get an automatic overview of your digital invoices and take action with useful tools in the Bill Kill app. As long as the receiver is verified (a whitelisted) issuer, you can make a payment.

Master Bill Kill

Become a Master Bill Kill member and get access to all the premium features in the app. Bill Kill Masters can pay with all types of cards and have access to all the best features, including zen points.

Earn Zen points

By paying your invoices on due time, showing greate behavior in the app and watching our knowledge videos, you earn Zen points in the Bill Kill app. Zen points can later be used to pay your invoices and debt directly in the app. Get started today, and you are one step closer to the black belt!

Overview of your credit debt

The Bill Kill app provides you with a total overview of your credit card debt. Pay before the next invoice arrives or cancel your credit card directly from the app.

Usefull tools to manage

With Bill Kill you can manager your personal finance with useful tools made available exclusively in our app. We've already digitized the tasks for you. You do not need a Master degree in finance when you can be a Bill Kill Master.

Greate deals from Ninja Powers

We have already done the research for you, and picked companies that have a strong focus on good customer service, affordable offers and who wants to contribute to our work for healthy personal finances. Save time and choose the service providers from Ninja Power. These companies are innovative, have good values and focus on the UN's sustainability goals. Have a look and tell us what you think!
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Don’t just take our word for it

Financial Advisor, Lecturer, Author of the book: "The wallet in everyday life and crisis"

Bill Kill will clearly help many people to manage their payments on time, and to get a better relationships with their own finances.
Personal finance has become more complicated and abstract. For my part, Bill Kill gives me a better overview of my bills, as well as the ability to easily request deferral and split bills. The fact that you do not have to log out of the app to achieve this is absolutely brilliant.

What raises the quality further is that they give rewards in the form of points by paying bills on time. This makes it more exciting and motivating to pay. 

Arman Vestad
Financial Advisor

TV Director Norway

I love the overview I get of my finances when I use Bill Kill!😍

All the invoices are collected in one place, and I can go back to see how much I have for example spent and paid in electricity in recent months with just a few keystrokes.
In addition, I can repay my credit debt directly from the app when it suits me, instead of waiting for the invoice.

And then I have to admit that I'm so childish that I think it's fun to get points for paying bills. The Bill Kill app makes personal finances a little more easy and exciting.

Tonje Voreland
TV Director

Teacher, Media studies and practical entrepreneurship, at High school

Bill Kill is an engaging app that helps young people keep track of their finances and pay their bills on time.
As a media teacher, I work a lot with youth companies, and see a need for tools that help students build knowledge about healthy finances.
The app has a creative presentation, which engages more than traditional banking applications.
The user gets points for paying bills. It can strengthen the motivation for active efforts. Easy display of outstanding and paid bills, make it easier to have an overview - and make good financial choices.

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Ole Johnny Devik

Finance Simplifier and financial consultant

What a fantastic service that allows you to get your bills right into an app, where you get an overview and add them to payment due immediately.

In addition, Bill Kill has services that allow you to split an invoice, if the billing month is too tough. Then it will be easy to apply the principle of "account" which I believe should be the hub in any economy. For now, it will be easy to separate the daily economy and the monthly economy.

And I see that in the future we can with this app help you get financing, since it "measures" and gives you scores on how good you are with your own finances. You can for example use this when applying for a bank loan. 

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Margrethe Otto Skar
Finance Simplifier

Radiation therapist and mother of two

I started to use Bill Kill app without any expectations and now I'm addicted. This is a super app that gives me a good overview of my bills, as well as access to my credit cards.

I like that the app provides good tips and general advice on personal finance.

In a busy everyday life it is incredibly easy for me to use this app instead of logging in to the online bank. 

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Vicky Kamboz
Radiation therapist

Customer support - Contact Bill Kill!😍

Are you missing a feature in the BK-app or perhaps you have a question for us?

We are a user-controlled company and we depend on and value your feedback.
Feel free to contact us, we are always open for your inquiry.

We look forward to hearing from you! 

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Is Bill Kill safe?

Don't worry

- We have the same high standards of security as your bank

- We're registered as financial company and have a payment license from The financial supervisory authority of Norway (FSA) 

- We do not want to know your bank password or login details

- We don't share or sell your data with any 3rd. parties and your data is safe with us

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Ninja Power

Our partners and helpers

We care

Substainable development goals

Bill Kill has a strong focus on sustainable development goals and works continuously to ensure that everyone achieves healthy personal finances, regardless of social background, level of education, income and wealth.

We work actively to include everyone in financial benefits by facilitating good tools, more knowledge and inviting those who have financial challenges.

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