About Bill Kill

Bill Kill is a licensed fintech startup helping users turn everyday bills into valuable rewards.
Our platform makes it easy to pay invoices using reward-earning credit cards, unlocking more value from regular expenses. We launched in Norway in March 2020 and have doubled our revenue every year since. In 2024-just four years after launch-we reached profitability, a rare and significant milestone in the fintech world.

Bill Kill is a licensed fintech startup helping users turn everyday bills into valuable rewards.
Our platform makes it easy to pay invoices using reward-earning
credit cards, unlocking more value from regular expenses.

We launched in Norway in March 2020 and have doubled our revenue every year since. In 2024-just four years after launch-we reached profitability,
a rare and significant milestone in the fintech world.

Our Story

Bill Kill was founded in 2017 by Sonni Christine Jakobsen (CEO), Stian Strandem (CTO), and Erik Vasaasen, three fellow students at the University of Oslo -with a bold mission: to make fixed costs work harder for consumers.
In 2018, Andreas Limoli joined the founding team as Lead Developer, strengthening the technical core of the company.

We’ve been a fully licensed financial institution since 2019, approved by the Norwegian Financial Supervisory Authority (Finanstilsynet).
Today, our founding team remains actively involved in daily operations, staying true to our startup spirit while scaling our impact.

Board & Team

Bill Kill is supported by a board of five experienced professionals, each bringing valuable expertise from a range of industries. Our Chairman, Lars Henrik Krogh, is a seasoned entrepreneur who successfully exited a previous venture in 2022 and has worked closely with our CEO since that time. Co-founder Erik Vasaasen also serves on the board, offering deep technical and product insight from the company’s inception.

Our team consists of eight dedicated professionals who are not only highly skilled but also active users of the product they help develop. Together, we are committed to building smarter financial tools that deliver real value to our users.

Key Milestones

- Launched in Norway in March 2020

- Reached profitability in 2024

- Expanded to Sweden in 2025, with strong early growth

- Over NOK 1.7 billion processed since launch

- More than NOK 100 million handled every month

- 25,000+ monthly transactions

- 31,000+ registered invoice issuers in database

Ownership

Bill Kill was founded in 2017 by Sonni Christine Jakobsen (CEO), Stian Strandem (CTO), and Erik Vasaasen, three fellow students at the University of Oslo -with a bold mission: to make fixed costs work harder for consumers.
In 2018, Andreas Limoli joined the founding team as Lead Developer, strengthening the technical core of the company.

We’ve been a fully licensed financial institution since 2019, approved by the Norwegian Financial Supervisory Authority (Finanstilsynet).
Today, our founding team remains actively involved in daily operations, staying true to our startup spirit while scaling our impact.

What’s Next

Following a successful launch in Sweden and strong early traction, we’re now focused on scaling rapidly into additional markets across the region and beyond. Our proven model is unlocking new opportunities for consumers to maximize their financial benefits, and we’re just getting started.

With ongoing product innovation, expanding partnerships, and a growing user base, Bill Kill is poised for an exciting next chapter. Stay tuned—our journey to transform how people manage their bills and rewards is only beginning.

The Founders

About
Bill Kill

OM Bill Kill

Bill Kill er et norsk fintech-startup med betalingskonsesjon.
Våre brukere kan gjøre om hverdagskostnlader til noe mer, -foreksempel kortfordeler, opplevelser, og minner som varer.

Vi lanserte i Norge i mars 2020 og har siden doblet inntektene våre hvert år. I 2024 nådde vi lønnsomhet, bare fire år etter lansering - en milepæl som er uvanlig i fintech-bransjen. I Jananur 2025lanserte vi i Sverige.

Historien vår

Bill Kill ble grunnlagt i 2017 av Sonni Christine Jakobsen (CEO), Stian Strandem (CTO) og Erik Vasaasen, tre medstudenter fra Universitetet i Oslo med en tydelig ambisjon om å gjøre hverdagsøkonomi enklere og mer fordelaktig for forbrukere.

Samme år kom Andreas Limoli inn som Lead Developer og styrket den tekniske plattformen som fortsatt ligger til grunn for tjenesten.

Siden 2019 har vi vært et lisensiert betalingsforetak hos Finanstilsynet.
Hele founderteamet er fortsatt aktivt i den daglige driften.

Styret og teamet

Bill Kill har et styre med fem medlemmer som bidrar med verdifull kompetanse fra ulike bransjer.

Styreleder Lars Henrik Krogh er seriegründer og hadde suksessfulll exit i   2022, og jobber  tett med vår CEO.

Co-founder Erik Vasaasen sitter også i styret og bidrar med dyp teknisk og produktmessig innsikt.

Co-founder Stian Strandem er selskapets CTO og teamet vårt består av åtte fagpersoner som både utvikler og bruker tjenesten selv. Vi deler et felles mål om å bygge tech plattformen som er kvalitet, compliant og sikker, slik at det gir reel verdi for brukerne våre.

Viktige milepæler

• Lansert i Norge i mars 2020

• Oppnådd lønnsomhet i 2024

• Lanserte i Sverige i 2025

• Håndtert over 2,3 milliarder NOK siden lansering

• Over 135 millioner NOK i betalings volum  hver måned

• Ca. 30 000 månedlige transaksjoner

• Over 38 000 registrerte whitelistede
fakturautstedere i databasen vår

Eierskap

Bill Kill er founderstyrt og privat finansiert. Selskapet har aldri hentet venturekapital. Våre investorer er engleinvestorer, og founderteamet eier fortsatt majoriteten av selskapet. Overskuddet brukes til viderevekst, produktutvikling og internasjonal ekspansjon.

Veien videre

Etter en vellykket lansering i Sverige med god vekst tidlig i fasen, fokuserer vi nå på å skalere tjenesten videre til flere markeder i Europa.

Modellen vår har vist seg å gi brukerne bedre utnyttelse av kortfordeler og økonomiske fordeler i hverdagen, og vi er bare i starten av reisen.

Med kontinuerlig produktutvikling, nye samarbeid og en voksende brukermasse går Bill Kill inn i en spennende periode. Ambisjonen vår er å gi alle en mulighet til fleksibilitet til opplevelser og minner livet!

Møt våre foundere
De kreative hjernene bak vår suksess

Creative Minds

Behind Success

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CEO & Founder

Sonni Christine Jakobsen

Sonni Christine Jakobsen er gründer og CEO i Bill Kill AS. Med mer enn 17 års erfaring fra bank, finans, kreditt og teknologi kombinerer hun solid bransjekunnskap med tydelig entreprenørskap. Hun har utdanning fra Universitetet i Oslo innen psykologi, forretningsutvikling og jus.

Siden lanseringen i 2020 har Bill Kill doblet inntektene hvert år, nådd lønnsomhet uten venturekapital og håndert over 2,3 milliarder NOK i transaksjoner. I 2025 lanserte selskapet til Sverige og opplevde rask vekst.

Under hennes ledelse fortsetter Bill Kill å styrke sin posisjon og utvide sin tilstedeværelse, samtidig som selskapet holder fast ved målet om å bygge bærekraftig og brukerorientert finansteknologi.

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Co-founder & Board Member
Tech & Security Consultant

Erik
VasaAsen

Erik Vasaasen er rådgiver og utvikler innen informasjonssikkerhet og teknolog med tretti års erfaring fra programvareutvikling, prosjektledelse og sikkerhetsarbeid. Han har bred kompetanse innen betalingstransaksjoner, sikker autentisering, identitets- og tilgangsstyring og moderne skyarkitektur.  Han har i tillegg utviklet flere patenter innen løsninger for sikker brukerautentisering.

Han er utdannet innen informatikk, organisasjonspsykologi og statsvitenskap og har bred faglig bakgrunn. Arbeidet hans spenner fra å utforme sikkerhetsrammeverk på PSD2-nivå og lede distribuerte utviklingsteam til å bistå virksomheter gjennom SOC 2 og ISO 27001 revisjoner og utvikle skreddersydede webbaserte løsninger.

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Co-founder & CTO

Stian
Strandem

Stian Mjelve Strandem er en erfaren teknologigründer med over tjue års bakgrunn innen utvikling og skreddersydde IT-løsninger.

Stian er seriegründer og etablerte sitt IT-selskap allerede i studietiden.
Som medgründer og Chief Technology Officer i Bill Kill AS kombinerer han strategisk teknologiledelse med praktisk utviklingsarbeid.

Stian har omfattende erfaring innen fullstack utvikling og har hjulpet flere oppstartsbedrifter fra idéfase til skalerbare teknologiplattformer. Arbeidet hans kjennetegnes av innovasjon, kvalitet og evnen til å bygge robuste tekniske løsninger.

About
Bill Kill

About Bill Kill

Bill Kill is a licensed fintech startup helping users turn everyday bills into valuable rewards. Our platform makes it easy to pay invoices using reward-earning credit cards, unlocking more value from regular expenses. We launched in Norway in March 2020 and have doubled our revenue every year since. In 2024-just four years after launch-we reached profitability, a rare and significant milestone in the fintech world.

Our story

Bill Kill was founded in 2017 by Sonni Christine Jakobsen (CEO), Stian Strandem (CTO), and Erik Vasaasen, three fellow students at the University of Oslo -with a bold mission: to make fixed costs work harder for consumers.
In 2017, Andreas Limoli joined the founding team as Lead Developer, strengthening the technical core of the company.

We’ve been a licensed financial institution since 2019, approved by the Norwegian Financial Supervisory Authority (Finanstilsynet).
Today, our founding team remains actively involved in daily operations, staying true to our startup spirit while scaling our impact.

Board & Team

Bill Kill is supported by a board of five professionals, each bringing valuable expertise from a range of industries. Our Chairman, Lars Henrik Krogh, is a seasoned entrepreneur who successfully exited a previous venture in 2022 and has worked closely with our CEO since that time. Co-founder Erik Vasaasen also serves on the board, offering deep technical and product insight from the company’s inception.

Our team consists of eight professionals who are not only highly skilled but also active users of the product they help develop. Together, we are committed to building smarter financial tools that deliver real value to our users.

Key Milestones

- Launched in Norway in March 2020

- Reached profitability in 2024

- Expanded to Sweden in 2025, with strong early growth

- Over 2 Billion NOK processed since launch

- More than NOK 135 million handled every month

- 30,000+ monthly transactions

- 38,000+ registered invoice issuers in database

Ownership


Bill Kill is 100% founder-led and privately funded. We’ve never raised venture capital. Our only investors are a select group of angel investors, with the founding team retaining majority ownership. Profits are reinvested into growth, product development, and international expansion.

What’s Next

Following a successful launch in Sweden and strong early traction, we’re now focused on scaling rapidly into additional markets across the region and beyond. Our proven model is unlocking new opportunities for consumers to maximize their financial benefits, and we’re just getting started.

With ongoing product innovation, expanding partnerships, and a growing user base, Bill Kill is poised for an exciting next chapter.
Our journey to transform how people manage their bills and rewards is only beginning. Stay tuned.

Meet Our Founders
The Creative Minds Behind Our Success

Creative Minds

Behind Success

Linkedin Logo
CEO & Founder

Sonni Christine Jakobsen

Sonni Christine Jakobsen is the founder and CEO of Bill Kill AS, a fintech company that rewards users for paying bills. With over 17 years of experience in banking, finance, credit, and tech, she brings deep industry knowledge and entrepreneurial drive. She holds degrees in psychology, business development, and law from the University of Oslo.

Since launching in 2020, Bill Kill has doubled its revenue annually, reached profitability without venture capital, and processed over NOK 1.7 billion in transactions. In 2025, the company expanded to Sweden with strong traction.

Under Sonni’s leadership, the company continues to grow its footprint while remaining committed to building sustainable, user-driven financial technology.

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Co-founder & Board Member Tech & Security Consultant

Erik
VasaAsen

Erik Vasaasen is a senior security advisor and technologist with 30 years of experience in software development, project leadership, and information security. He specializes in payment security, identity & access management, and cloud-native architecture, and has created several patents for strong-customer-authentication mechanisms.

Educated in computer science, organisational psychology, and political science, he has wide interests and works in multiple fields. His work ranges from designing PSD2-grade security frameworks and leading distributed engineering teams to guiding organisations through SOC 2 and ISO 27001 audits and developing custom web solutions.

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Co-founder & CTO

Stian
Strandem

Stian Mjelve Strandem is a seasoned Norwegian technology entrepreneur with over two decades of experience in developing and delivering bespoke IT solutions.

As the Co-founder and Chief Technology Officer (CTO) of Bill Kill AS. Stian's extensive experience encompasses both strategic leadership and hands-on technical execution. His expertise in full-stack development, combined with his ability to guide startups from concept to scalable platforms, underscores his commitment to innovation and excellence in the tech industry.

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